Federal Taxes

Long-term capital gains tax rates (2025):

• 0% for income up to $44,625 (single filer).
• 15% for income between $44,626 and $492,300.

California State Taxes

California does not have a separate tax rate for capital gains; they’re taxed as regular income.

2025 California income tax brackets (estimated, based on recent years):

• For income up to $10,099 (single filer), the tax rate is 1%.