Business
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Investing for Beginners: A Guide to the Investment Risk Ladder
“The good news is that successful investing doesn’t require advanced math skills or complex strategies. Instead, it starts with understanding the basic building blocks of investing—known as asset classes—and how they fit together. From the relative safety of a savings account to the growth potential of stocks, each type has different potentials for risk and rewards. Understanding where these different assets stand on the investment risk ladder can give you a solid foundation for getting started in investing.”
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“What I told our company was that we were just going to invest our way through the downturn,” he said. “That we weren’t going to lay off people, that we’d taken a tremendous amount of effort to get them into Apple in the first place—the last thing we were going to do is lay them off.”
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LIVE | ‘Countries Willing to Kiss My ‘Ass’ for Talks’: Trump Trade Secret BOMBSHELL | CLRCUT
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“The market is not going to do exactly what you want when you want it … I wouldn’t worry too much about what happens over six months or twelve months. I don’t think you’re really all that welcome in this room if the short-term orientation is what turns you on.” — Charlie Munger
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What’s Trump thinking? People are barely getting by after COVID, and now with these tariffs? This just makes things worse.
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“It all amounted to a dramatic move that, if it holds, could reorient the global trading system. It also represents the climax of Trump’s decades-long focus on tariffs and unfair trading relationship that he says led to America being ripped off.”
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My Dinner With Andre: Conspiracy Theory Scene HD
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“Capitalism is the extraordinary belief that the nastiest of men, for the nastiest of reasons, will somehow work for the benefit of us all.”
— John Maynard Keynes
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We were founded as an ad agency that didn’t like advertising.
A company with no guiding principle other than to make great work for inspiring clients.
We try to be the kind of place where creatively-driven people with the widest perspectives possible can come to do the best work of their lives and find ways to use the work to say something.
And for over 40 years we’ve made work that helps build brands and influence culture. From “Just Do It” to “This Is SportsCenter” to “Dilly Dilly” we’ve tried to use creativity to make a dent in the world across every medium and every discipline.
Most people out there have no idea who we are, but they probably know some of the things we’ve made.
— Wieden+Kennedy
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Red dye No. 3: FDA bans ingredient from food | CNN
“The US Food and Drug Administration has banned the use of red dye No. 3 in food, beverages and ingested drugs, more than 30 years after scientists discovered links to cancer in animals, the agency announced Wednesday. Manufacturers using red No. 3 in food and ingested drugs have until January 15, 2027, and January 18, 2028, respectively, to reformulate their products, according to the FDA.”
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“The rich get richer and the poor get poorer; a rat race where the rats are winning.”
— Percy Bysshe Shelley
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Federal Taxes
Long-term capital gains tax rates (2025):
- 0% for income up to $44,625 (single filer).
- 15% for income between $44,626 and $492,300.
California State Taxes
California does not have a separate tax rate for capital gains; they’re taxed as regular income.
2025 California income tax brackets (estimated, based on recent years):
- For income up to $10,099 (single filer), the tax rate is 1%.
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Universal literacy was supposed to educate the common man to control his environment. Once he could read and write he would have a mind fit to rule. So ran the democratic doctrine. But instead of a mind, universal literacy has given him rubber stamps, rubber stamps inked with advertising slogans, with editorials, with published scientific data, with the trivialities of the tabloids and the platitudes of history, but quite innocent of original thought. Each man’s rubber stamps are the duplicates of millions of others, so that when those millions are exposed to the same stimuli, all receive identical imprints. It may seem an exaggeration to say that the American public gets most of its ideas in this wholesale fashion. The mechanism by which ideas are disseminated on a large scale is propaganda, in the broad sense of an organized effort to spread a particular belief or doctrine.
— Edward L. Bernays, Propaganda