day trade
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“Our favorite stock holding period is forever.”
— Warren Buffett
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Warren Buffett’s Buy and Hold Strategy: How to Build Wealth with Rule #1 Investing
“Buffett’s approach is rooted in discipline and patience — two values that we also emphasize in Rule #1 investing. The secret isn’t chasing quick gains or timing the market. It’s about identifying wonderful companies with strong financials, trustworthy leadership, and a long-term competitive advantage — then buying them when they’re undervalued. That’s the Rule #1 way.”
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Investing for Beginners: A Guide to the Investment Risk Ladder
“The good news is that successful investing doesn’t require advanced math skills or complex strategies. Instead, it starts with understanding the basic building blocks of investing—known as asset classes—and how they fit together. From the relative safety of a savings account to the growth potential of stocks, each type has different potentials for risk and rewards. Understanding where these different assets stand on the investment risk ladder can give you a solid foundation for getting started in investing.”
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Federal Taxes
Long-term capital gains tax rates (2025):
- 0% for income up to $44,625 (single filer).
- 15% for income between $44,626 and $492,300.
California State Taxes
California does not have a separate tax rate for capital gains; they’re taxed as regular income.
2025 California income tax brackets (estimated, based on recent years):
- For income up to $10,099 (single filer), the tax rate is 1%.
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Trading Psychology: Definition, Examples, Importance in Investing
“The performance of a trader’s portfolio is linked to the investment decisions made, which are in turn affected by the trader’s emotions, subjective inclinations and mental processes. Investment decisions may be arrived at through the use of fundamental analysis, involving use of data from a company’s financial statements and regulatory filings, along with data on economic conditions. Alternatively, technical analysis, may be employed for decision making, involving the use of historical market price and volume data. Regardless of the type of data used, biases (subjective prejudices), and heuristics (unconscious mental shortcuts and patterns), can affect an individual’s collection and interpretation of data. This can impact decision making and result in errors in judgement, potentially leading to suboptimal portfolio performance.”