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“The good news is that successful investing doesn’t require advanced math skills or complex strategies. Instead, it starts with understanding the basic building blocks of investing—known as asset classes—and how they fit together. From the relative safety of a savings account to the growth potential of stocks, each type has different potentials for risk and rewards. Understanding where these different assets stand on the investment risk ladder can give you a solid foundation for getting started in investing.”

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“What I told our company was that we were just going to invest our way through the downturn,” he said. “That we weren’t going to lay off people, that we’d taken a tremendous amount of effort to get them into Apple in the first place—the last thing we were going to do is lay them off.”

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“The conscious and intelligent manipulation of the organized habits and opinions of the masses is an important element in democratic society.”

— Edward Bernays

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“Capitalism is the extraordinary belief that the nastiest of men, for the nastiest of reasons, will somehow work for the benefit of us all.”

— John Maynard Keynes

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Universal literacy was supposed to educate the common man to control his environment. Once he could read and write he would have a mind fit to rule. So ran the democratic doctrine. But instead of a mind, universal literacy has given him rubber stamps, rubber stamps inked with advertising slogans, with editorials, with published scientific data, with the trivialities of the tabloids and the platitudes of history, but quite innocent of original thought. Each man’s rubber stamps are the duplicates of millions of others, so that when those millions are exposed to the same stimuli, all receive identical imprints. It may seem an exaggeration to say that the American public gets most of its ideas in this wholesale fashion. The mechanism by which ideas are disseminated on a large scale is propaganda, in the broad sense of an organized effort to spread a particular belief or doctrine.

— Edward L. Bernays, Propaganda

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How Much You Will Get From Social Security

Here’s how to estimate your monthly Social Security income in retirement.

In 2024, the average Social Security benefit is $1,862 per month, while the maximum for those retiring at full retirement age is $3,822. Achieving the maximum requires earning the taxable maximum for 35 years.

คุณทำงานตลอดชีวิต ไม่ว่าจะเป็นงานอะไรก็ตาม ตราบใดที่คุณมีรายได้ คุณจะต้องจ่ายภาษี เมื่อเวลาผ่านไปและคุณไม่สามารถทำงานเพื่อเลี้ยงชีวิตได้ รัฐบาลจึงควรคืนเงินภาษีที่คุณได้จ่ายไป เพื่อให้คุณสามารถใช้ชีวิตในบั้นปลายได้อย่างมีคุณภาพ นี่คือหน้าที่ของรัฐบาลในการดูแลประชาชน ซึ่งเป็นสิทธิพื้นฐานที่ทุกคนควรได้รับ หากได้เสียภาษีจากการทำงาน

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